The Garland Nissan finance center works with many area lending sources to offer customized car loans and Nissan lease options in Hopkinsville. This means we are able to provide you with a great low rate on your new or used auto loan in Hopkinsville, even if you have less than perfect credit.
If you're thinking about getting a new Nissan, or a used car, come down to Garland Nissan at 2507 Fort Campbell Blvd, Hopkinsville, KY. We'll get you the vehicle you want, at a great price, and smoothly guide you through the financing process.
Peace of Mind Options for your Vehicle Purchase
We offer our customers several options that will provide long term security for your new or pre-owned vehicle.
Security + Plus Vehicle Protection Plans are designed to provide comprehensive protection for up to 7 years or 100,000 miles on your new or select pre-owned Nissans. These plans are backed by Nissan and offer additional coverage such as Roadside Assistance, Towing, Rental Benefits, Nationwide Repairs and more. You can purchase extended coverage of your Nissan at the time of purchase or anytime before 3 years or 36,000 miles.
Gap Insurance in the case of a total loss accident will pay the remainder of your auto loan above insurance settlement amount.
2507 Fort Campbell BlvdHopkinsville, KY 42240
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.